Electronic Services

Enrich the Member Experience and Improve Your Credit Union’s ROI

Shared Branching

Open Solutions' TCCUS-sme provides an "Issuer" solution that lets you offer members the ability to perform transactions at Credit Union Service Centers. We also deliver a technology that allows you to become an "Outlet Branching - Acquirer." The system provides full settlement and reconciliation that significantly expands brick and mortar selection options to all credit union memberships on the network.

Overdraft Protection (ODP)

Based on your credit union's policy, you can use TCCUS-sme's ODP solution to extend overdraft services to your members. Credit unions using ODP report significant increased fee revenue. Members taking advantage of the program also report high levels of satisfaction with the service.

Real-Time ATM

Open Solutions TCCUS-sme provides ATM/credit and debit card services in real-time. With real-time processing, your members' balances always reflect the latest credit union and member activity.

sample shared branching screen (outlet branch account lookup)